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My partner and I are discussing getting married, but the federal income tax "marriage penalty" is giving us serious pause.


Don't pause yet, unless you've actually run the numbers. Whether you end up with an actual penalty or not depends on a number of inputs like each of your actual incomes, deductions, how your benefit packages, insurance, and other things are structured. It sounds like you haven't actually run the numbers yet, and are operating out of FUD. Talk to a tax expert, or do some research, before despairing.


Marriage penalty? My taxes went way down when I got married. Additionally, all of the income limits where benefits phase out go up when you're married, so for instance, you might qualify for a Roth IRA when you're married filing jointly, but not if you're single. In my experience, getting married is one of the best things you can do for your tax bill.


Not everyone marry someone who make much less than them.


I have friends who "got married" in a legally unsanctioned way. No tax penalty, but they still feel like they expressed their commitment to one another.

And yes, obviously there are massive downsides to this approach.


Welcome to marriage. Fish and chips on the right, taxes all the way down


Getting married was the worst thing I ever did for my taxes.

That being said, it has a lot of other benefits that outweigh the cost.


Now you can suffer like the rest of us. :) I recommend adopting children to lower your tax burden.




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