The USB/Thunderbolt one is a nice catch and good to know if you want to move you data to a new PC. Dell XPS (with soldered SSD) to Framework move just took a few minutes by dd'ing through the created network interfaces (it's different from the tbstream). The limiting factor was the Dell's SSD actually.
I've been doing this for years between MacBooks with a thunderbolt 4 cable. It's very fast and unlike 10Gbps ethernet, doesn't require a bulky, power-hungry[1] adapter. MacOS also will use thunderbolt automatically for Migration Assistant if available.
[1]Most people don't realise how much power ethernet consumes. Even 100Mbps ethernet consumes about 0.5W per port and it goes up with higher speeds.
Indeed, 10Gbps cards and adapters run very hot. I placed an 80mm right under the card in a PCI fan mount to keep the expansion card cool. The fan does not need to spin fast, but some directed airflow seems absolutely necessary.