I think it's because housing is the biggest expenditure for my family. Like I said, you should build your own index, not using the CPI or other people's index. Similarly, change in life can increase expenditures, too, e.g. getting a child prompts the family to buy a house instead of staying in a condo.
For my family, housing is easily the primary expenditure -- around 6,000 CAD while (food + vehicle) amount to less than 2,500 CAD monthly. For a similar family in the same area with on vehicle, I estimate that housing probably takes at least half of their expenditure.
For my family, housing is easily the primary expenditure -- around 6,000 CAD while (food + vehicle) amount to less than 2,500 CAD monthly. For a similar family in the same area with on vehicle, I estimate that housing probably takes at least half of their expenditure.