Wow, this brings back memories. I bough a little house and had a bakery outside Trinsic. You could hire a vendor NPC who would sell your wares while you were away. One of my friends had a tower or something, all decorated on the inside with furniture. It has taken 20+ years for World of Warcraft to have housing, and while the current setup is very good, it's instanced and not alive and part of the world the way UO's housing was.