Before Covid, I lived on about 25K a year since I had a paid off condo then. Now, I am renting and live on around 36K a year. I realize my situation doesn't work for everyone. Some people cannot fathom not buying a new phone and computer every year and a new car every 3 years.
Also, now, I am fully working from home so that helps with saving on gas and not eating out as much. I make my coffee every morning instead of Starbucks on the way to work and I make my own lunch and dinner 95% of the time.
No kids, rent is $1800 a month for a 1 bedroom. I could rent the same for cheaper but I like this place. I'm in Washington State, Software Devs make decent money where I am but not SF wages. I make good money but nowhere near the top. I have an easy job, WFH and rarely work over 40 a week.
Also, now, I am fully working from home so that helps with saving on gas and not eating out as much. I make my coffee every morning instead of Starbucks on the way to work and I make my own lunch and dinner 95% of the time.