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From Canadian experience, this is one of those things where the opponents of the change are much louder, appearing much more numerous than they actually are. In the end this was a widely popular move.


I agree. From what i’ve seen, people use debit/credit cards / their phone, so the rounding doesn’t even occur.


That might be true for middle & upper class, in a developed country.

Not everyone though is that fortunate.


~90% of payments in China use a phone: https://daxueconsulting.com/payment-methods-in-china/

~50% in India: https://www.pymnts.com/mobile-wallets/2023/cash-not-king-in-...

~60% in Brazil: https://www.pymnts.com/mobile/2025/payment-glitches-stall-br...

Similar trends in Africa, though exact numbers were harder to find: https://www.finextra.com/blogposting/27913/africa-the-unlike...


Thanks for confirming that less than 100% = “not everyone”.




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