So, I am writing in defense of checks. Not because they are "best"but because the represent an option that fit certain use options. If anyone has good options to Quickbooks I would like to hear. I just do not trust the mainstream financial payment system.
I am a little older (50s) living in an elderly environment. I am a full time caretaker for a senior parent. She still writes the checks for those bills that we pay with checks. A personal note my mother worked in the federal reserves check clearing department for about ~40 years. There is the full disclosure.
Who has a log file they wish would go away and how often do you look at it. For mission critical stuff (personal finance in the modern world) I want to be in the loop. Not only because it is so enjoyable[1] but because it can truly affect my life. It should be a much larger part of early education.
Paper checks are easy to use with paper record keeping (or spreadsheets). Accounting is a skill. Keeping track of a checking account is at the low end of the skill set for accounting and automating things often leads to ignored logs problems. Also, automating things in a way that the consumer is still in the loop cost money (Quickbooks and similar or if free, what is the product). [2]
I do not trust the financial industry. I remember when customers still rented phones from Bell Telephone. It was easier to catch and cancel with a paper invoice. New service agreements and fees are easy to apathetically click through or just not see or appreciate.
There is a host of rural issues to address. As passionately as I would like to continue I should do some actual work. This is written with good will to all so pleases forgive anything offensive. I look forward to hearing other opinions.
Life is hard as a default. Adding new/extra life skills should make things easier. If "going paperless" suits you please do. Do not dismissing other options because you do not want to take those paths. Gardening to supplement diet is enjoyable[3]. I recommend it (for those with the resources, when it suits). The same can be true of checks.
[1] sarcasm
[2] I am open to suggestions. Paper is a pain and we live in the 21st century.
I am a little older (50s) living in an elderly environment. I am a full time caretaker for a senior parent. She still writes the checks for those bills that we pay with checks. A personal note my mother worked in the federal reserves check clearing department for about ~40 years. There is the full disclosure.
Who has a log file they wish would go away and how often do you look at it. For mission critical stuff (personal finance in the modern world) I want to be in the loop. Not only because it is so enjoyable[1] but because it can truly affect my life. It should be a much larger part of early education.
Paper checks are easy to use with paper record keeping (or spreadsheets). Accounting is a skill. Keeping track of a checking account is at the low end of the skill set for accounting and automating things often leads to ignored logs problems. Also, automating things in a way that the consumer is still in the loop cost money (Quickbooks and similar or if free, what is the product). [2]
I do not trust the financial industry. I remember when customers still rented phones from Bell Telephone. It was easier to catch and cancel with a paper invoice. New service agreements and fees are easy to apathetically click through or just not see or appreciate.
There is a host of rural issues to address. As passionately as I would like to continue I should do some actual work. This is written with good will to all so pleases forgive anything offensive. I look forward to hearing other opinions.
Life is hard as a default. Adding new/extra life skills should make things easier. If "going paperless" suits you please do. Do not dismissing other options because you do not want to take those paths. Gardening to supplement diet is enjoyable[3]. I recommend it (for those with the resources, when it suits). The same can be true of checks.
[1] sarcasm
[2] I am open to suggestions. Paper is a pain and we live in the 21st century.
[3] Not sarcasm