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I'm a European. When I travel to another country (which I can do in about 30 minutes) and use my bank card the machine asks me if I want to pay in local currency or foreign currency. If I use local currency the local bank does the conversion, if I use foreign currency then my own bank will do the conversion (typically at a favourable rate).

On machines with larger displays you get a long text with the usual fear mongering about not knowing the exchange rate of your own bank and having security of knowing exactly how much will be withdrawn if you pick the exchange rate of the local bank.

I have similar annoyances at holidays, train tickets and flight tickets being advertised at very low prices, but when you want to book that price is only available on February 28th 2025. Any other date is at least 30% extra.

And don't get me started on the costs that are added at the checkout for my local super market. Suddenly I get plastic tax, bottle deposit, bag tax etc. The prices that are used on the shelf are only for club members so I get to pay a little bit extra if I don't have my member card with me. This is for The Netherlands. It can be difficult to know exactly what you have to pay at checkout while shopping.



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