Warning: sometimes if companies persistent at stealing your money I’ve heard that they can still manage to charge your card even if your privacy card is disabled. That’s what I’ve read somewhere, maybe even here on HN. But still, I also use privacy.
Canceling a credit card does not legally get you out of an obligation to pay. The only question is what is in the fine print of the subscription contract, if the company is willing to pursue it, and if the contract will hold up in court. Nothing about the credit card/payment info no longer being valid invalidates a contract in general - and in some cases you will be liable for their efforts to get payment if the card on file is no longer valid.
> I’ve heard that they can still manage to charge your card even if your privacy card is disabled.
Yup, privacy allowed a company to charge me fraudulently.
Their response was basically: "We have standards for disputes with our card networks and you have no evidence that you didn't purchase this, so we won't be allowing you to submit a dispute."
Yeah, I didn't have evidence that I didn't buy a random charge that I knew nothing about aside from the "retailer" and the dollar amount...
