> what if you loose access to your account and basically won't be able to cancel the subscription?
write an email or a letter. if they don't react, see below
> what if company will continue to charge you even after closing your account? what if they accidently charge you for who knows what?
file a chargeback request
> what if you simply forget you even had a subscription?
well yes, if you can't manage your finances properly to the extent that you miss a regular payment, then maybe you shouldn't use a subscription. or credit cards in general.
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I personally never had any issue around any subscription that I pay for. I would totally understand if you asked for the option to pay by invoice, but personally, I hate paying bills manually, so I'm glad that there are subscriptions for most recurring services.
I too always hated paying bills manually but finally stopped and went to automatic online payments after my mortgage payment twice arrived late — incurring a late fee of $55 each time — even though I'd mailed my checks two weeks in advance of the due dates.
Charlottesville, Virginia, where I live, has been plagued by undelivered/late mail for many years, to the extent U.S. Senator John Warner personally intervened on several occasions to try to fix it — without success.
After I switched my mortgage payment to automatic withdrawal from my bank account I was so pleased at how frictionless it was that I changed ALL my monthly check payments — Comcast Internet+XfinityTV/AT&T/electricity/water/trash pickup — to automatic credit card payments.
So much better now, plus I no longer need to buy stamps on a regular basis.
Yes, I didn't clarify that I would want an option to pay for subscriptions by invoice, not to get rid of automated recurring payments. Let's be honest - the only reason companies won't do that is because it's not in their interest, similar to the right to repair.
write an email or a letter. if they don't react, see below
> what if company will continue to charge you even after closing your account? what if they accidently charge you for who knows what?
file a chargeback request
> what if you simply forget you even had a subscription?
well yes, if you can't manage your finances properly to the extent that you miss a regular payment, then maybe you shouldn't use a subscription. or credit cards in general.
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I personally never had any issue around any subscription that I pay for. I would totally understand if you asked for the option to pay by invoice, but personally, I hate paying bills manually, so I'm glad that there are subscriptions for most recurring services.