Avoid the Ph.D., take a BS/BA and an MS if you have the time, but avoid even trying for a Ph.D.
Opposite sources: https://grad.msu.edu/phdcareers/career-support/phdsalaries https://www.wes.org/advisor-blog/salary-difference-masters-p...
Avoid the Ph.D., take a BS/BA and an MS if you have the time, but avoid even trying for a Ph.D.