>The legal industry is self-creating this issue because that makes their services more necessary.

I guess that is similar to software industry creating insane complexity to make their job more necessary.

It certainly is an example of the agency problem.

However the company itself doesn't want to allocate resources regardless of the actual cost.

Because regardless at your $/hr, a contract that protects the company in the same way and is understandable by the user takes MORE HOURS, than one that just protects the company and fuck the user.

Lots of these lawyers at companies with internal council could do this are a resource that is over utilized already. There's no room for more hours.