Can any financial system exist without financial crimes? Just look at HSBC. Nearly all of Binance's failures also happened at HSBC which continues to operate within the law simply by paying fines as the cost of business every so often.
The transfer of value is pretty nice. International transfers via crypto are often cheaper than wire fees. Domestic transfers can be faster via cryptocurrency depending on where you are at. ACH is painfully slow. SEPA is a a bit better. That being said there is a tradeoff. You lose clawback mechanisms in favor of independence and control.
