It is normally high risk, high reward in humans. There is the traditional, conservative, predictable route. And there is the novel, which might work and get you called a genius, but more likely not work well, perhaps leaving you destitute or dead. A successful society needs many people to hunt as their parents taught, and an adaptable society needs a few mavericks to find new hunting grounds, prey, and to invent the boat. Monetary rewards tend to be for the plodding rather than the mavericks, because indulging curiosity is fun and its own reward. There are some theories that this is why some mental illnesses like schizophrenia and bipolar disorder have not been evolved away, because occasionally similar traits can save the tribe when others fail to adapt.