> And charge poor people $30 every time they dip under $0 even by a penny. The l... | Hacker News

Hacker Newsnew | past | comments | ask | show | jobs | submit

		dimitrios1 on May 3, 2023 \| parent \| context \| favorite \| on: Bank Failures Visualized > And charge poor people $30 every time they dip under $0 even by a penny. The list of large corporate banks that charge NSF fees and overdrafts is vanishingly small. OTOH, I know of plenty of credit unions that still do both.

cde-v on May 3, 2023 [–]

> The list of large corporate banks that charge NSF fees and overdrafts is vanishingly small.

True for NSF fees, absolutely false for overdraft fees.

https://files.consumerfinance.gov/f/documents/cfpb_overdraft...

dimitrios1 on May 3, 2023 | [–]

I would need to see 2022 as well. Many banks announced changes middle of 2021 and 2022.

cde-v on May 4, 2023 | | [–]

Fair, not sure when the new data comes out.

Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact