I got the 64gb MacBook Pro but already realizing the 96gb laptop would have made sense now - I got it in Jan right before all the ai crazy really lite up - distinctly remember thinking who would ever need more then 64gb of ram…

Probably enough just wait till they find ways to optimize it. If 64 isn’t enough 96 is not gonna get you much more

Actually, yes..

2 x 32GiB (SDDR4 3200MHz) can be had for 170€ and probably less than that if doing the research. Took a bit of faith and a lot of impulse decision-making as this device was/is specified for up to 32GiB RAM only - but it went through.

This is precisely the use case I had in mind

*Lenovo 16ACH6H

This struck me as well. Is the entire model being loaded before the deltas are applied? Would it be possible to apply the delta blockwise?

If you don't have enough RAM, adding swap can be a "quick" (slower, but works) workaround.