I do, rest assured, part of this is my job description. I'm just bumping over the assertion that a deliberate trade-off is a prerequisite for technical debt. It's too specific a reason, and like saying your expenses are higher than your earnings, that's why you are in debt. But in reality, there are many more ways to end up in debt, spending more than you earn is just one possible cause.
If you identify technical debt, either hypothetical or existing, the term is an option to explain this to your superiors in a way they might understand. They'll know that they need to do regular small investments to pay it off, or chose an alternative option to avoid it. But that's all there is to it.
Your bank goes bankrupt and you lose your funds. A good you purchased turns out to be stolen. You lose a lawsuit. You purchased a company in an equity deal and the company turned out to carry liabilities (just a note, I'm not from the US, so details might actually be different there).
Likewise, for technical debt: a dependency you relied upon is not maintained anymore. There is an exploit found, or regulation changes, and you realize you used the forbidden pattern everywhere.
Basically: earnings minus expenses are the operating result. Concious decisions to accrue technical dept would be the equivalent. But there are costs directly affecting equity as well, which can still result in debt.
I do, rest assured, part of this is my job description. I'm just bumping over the assertion that a deliberate trade-off is a prerequisite for technical debt. It's too specific a reason, and like saying your expenses are higher than your earnings, that's why you are in debt. But in reality, there are many more ways to end up in debt, spending more than you earn is just one possible cause.
If you identify technical debt, either hypothetical or existing, the term is an option to explain this to your superiors in a way they might understand. They'll know that they need to do regular small investments to pay it off, or chose an alternative option to avoid it. But that's all there is to it.