I think what you’re trying to say is that these types of solutions are fine, as long as they are decided upon by the entire team, and not just a single engineer: long-term maintainability is key here.

I’d also argue productivity is an issue: “neat” solutions may take much longer to develop, while the effort is not really justified. E.g. starting out with a system based on CQRS which is just a simple CRUD app.