No idea, sorry. The phone has NFC but whether your bank has an app you can get without the Google Play Store is dependent on your bank, but often not the case. If these are deal-breakers to you then it's going to hard to recommend all-in with /e/OS at the moment. You could also try it and revert to Fairphone OS, they do support that, but presumably it's a non-trivial and time-consuming thing.

You could try running /e/OS on Anbox to get a feel of it and what can and can't be done? That's probably the simplest way forward.