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That is what the average person thinks what happens but in reality the bank does not even care about your deposit. What actually happens is that the bank just creates a new money from thin air by just adding another zero their account and then transferring some of that new money to the person who wants a loan.

The US fed does this too, they add a zero at the end of the existing account and create more money. Its all in a database no cash is being printed.



So you’re telling me that banks routinely scam the ACH system? Pretty sure this is 100% FUD.


Why do you think its FUD, what do you mean scam the ACH system?




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