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> And if they do that you can... issue a chargeback.

This is not remotely a guaranteed thing. It works until the credit card issuer says nope.

Chargebacks are 100% at the pleasure of your issuing bank, they are not your choice in the end. Most consumer banks will more or less have an internal credit score where they allow you a small number before they start pushing back. Depends on how much profit you make the bank.

Chargebacks against small vendors are mostly guaranteed, but once you go up against a large party the tables very quickly turn against you.



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