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> In what way are the systems greatly different?

The US:

- insurance is largely tied to employer

- insurance providers go out of their way to not cover, well, a lot

- even having good insurance still often means you need to spend a significant amount of time fighting the bills

- you have to navigate the maze of "this doctor at this hospital is out of network"

- yes, you won't be turned away at the hospital even if you're uninsured, but you will be saddled with the bill

Rando on the Internet: how is this different?

> Now, you may quibble and say that

You may keep pretending that you you can invent the arguments for me.

I will not engage in this thread any longer. Adieu.



To add to this:

- German public insurance is priced according to income, not health condition. Preconditions aren't a thing°

- You know that the treatment is covered before it begins. There are no surprise costs. There are rarely any costs at all, except for a 5-10€ deductible that cannot go above a certain monthly amount.

- It covers your dependents for free.

- It covers students for very cheap.

- It covers you in all of the EU, by law. This includes internships abroad.

Basically, you can trust your insurance to fully cover all necessary care, with no exceptions.

OP, this is a good intro to German health insurance. It's written for foreigners. https://allaboutberlin.com/guides/german-health-insurance




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