You were mostly right. I went as far as seeing a "Set up later in Wallet" button...

		Kye on Nov 20, 2021 \| parent \| context \| favorite \| on: Microsoft Edge’s new ‘Buy now, pay later’ feature ... You were mostly right. I went as far as seeing a "Set up later in Wallet" button and tapped it. Now it's no longer showing an obnoxious red badge in settings. Thanks.