You did mention racism but I would also say racism was a driving force since before white flight. The government precursors to Fannie mae and Freddie mac wouldn't back mortgages that banks created in redlined areas. And the precursor to HUD created segregated public housing, including in the west. The Federal government was pushing redlining and segregation in housing since at least the Great Depression. A lot of this is covered in "The Color of Law" by Richard Rothstein.
> There were plenty of people liberal enough or cheap enough to live in a black neighborhood. Many tried. But they wound up 100% black/0% white anyway.
No, I think when put to the test most liberal people would not do this. If they "tried", why did those neighborhoods wind up 100% black?
Where I grew up, for instance, the second best school in the city (by test scores, at least) was 99% black (mostly the children of alums of a nearby HBCU). White parents would send their kids to worse performing schools with more white kids over sending their kids to that school.
Redlining means that everyone living in or near black neighborhood cant get those mortgages or investments or whatever. It also means services are lower for everyone - including white liberals who have limited options just due to living there.
What that also mean is that if one black family moves into white street, every white on that street is at risk to loose exact same things. They become redlined too.
Redlining means that white people have financial incentive to segregate themselves and to push away incoming blacks. Liberal might not mind living with blacks, but will mind being unable to take mortgage he would be able to get otherwise.