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> You may be saving substantial amounts of capital and yet still live paycheck to paycheck.

I agree.

> That says nothing

I disagree.

It says a ton. We can look at stagnant wages, we can look at rising rent costs, we can look at increasing student debt, we can look at increasing consumer debt, we can look at low money velocity, we can look at rising healthcare costs, and we can look at a 20% unemployment rate.

All those things plus the 3/4 number I gave paints a grim picture.



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