Agree, and if you don’t like the account naming changing it can be a simple cut-and-replace ^h operation. Beancount also supports hashtags on transactions if you need (e.g.for certain events like vacations)

(Plug: I helped add “extension reports” to Fava recently, so you can now also make your own Jinja templates for your bespoke financial goals if querying+custom links isn’t enough)