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> young people go to the cities for high status, high paying jobs to pay off student loans and/or save up for the future in an increasingly uncertain world

The current world is very capitalistic - high risk and high reward. Smart people are aware that there are paths that will allow them to retire at 40 or earlier, and are trying to pursue them. Unfortunately, these paths often require lots of dedication, so people neglect other areas of life. Whereas in earlier days, there were perhaps fewer good paths to financial independence, and people just accepted being in their jobs until old age, and tried to find comfort in family, friends etc.



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