> They can't take your house to repay medical bills.
I'm not American. I was under the impression that you can be refused treatment (medicine specifically) if you don't have the money? I've heard stories of people selling their house to buy treatment for ill children.
It's not a matter of "We don't want this product", it is simply unaffordable for a great number of people. For many paying for insurance would essentially mean living like a Chinese peasant farmer, eating ramen noodles every night. Given that it covers essentially nothing until 10k or so, it's not a sacrifice that they are not willing to make.
That said we have a funny system here, when people get to a certain age (when they actually cost money to insure) we give them socialized medicine. Same thing happens if you get really sick and go on disability. It's a nice deal the insurance companies have, they get to privatize the gains and socialize the losses.
I'm not American. I was under the impression that you can be refused treatment (medicine specifically) if you don't have the money? I've heard stories of people selling their house to buy treatment for ill children.