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> You can do anything you want on the phone without using Touch ID at all

I believe ApplePay requires TouchID.



I can't try because Apple Pay isn't available here yet. According to this support document it works without Touch ID (emphasis mine):

> To help ensure the security of Apple Pay, you must have a passcode set on your device and, optionally, Touch ID. [...] To send your payment information, you must authenticate using Touch ID or your passcode.

https://support.apple.com/en-us/HT203027




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