I had used the built-in password managers in browsers for years when using Android. Since I switched to iPhone, I couldn’t be happier with Apple Passwords.

It’s not bad but the lack of secure notes kills it for me. Unusable without that as far as I’m concerned.

That's my issue as well.

I just tested #2 on iOS 27 Developer Beta, and this has been resolved. You can select “anyone” instead of specific contacts.