Having to tweak the defaults to get something more usable is a huge step back for MacOS. If I wanted to spend time with settings I’d use Linux. I use and recommend Mac OS because historically everything works perfectly out of the box, like an appliance, so I can focus on work and hobbies (that don’t include spending time on the computer as an end goal).
I totally agree, however, (to wax slightly philosophical) things will change, that's just the nature of tech (and the world at large). To play Devil's Advocate: at least MacOS provides these settings, unlike Windows, which does provide some settings, but many things you are just stuck with unless you install some nerd's github project which tweaks low-level settings and hopefully isn't doxxing you to some gov't. I resisted as long as possible moving from Win10->11 because the UI/UX is such an abomination, similarly bad as the new Liquid (Gl)Ass, but at least MacOS is mostly just changing the color scheme, whereas Windows is constantly changing the position of everythign, what happens when you jiggle the mouse, auto-docking, and pretty much everything that can be changed, they have changed - multiple times! Just as soon as I get comfortable with some UX change, they change it again, because I guess the UX department needs to get paid? Every time I re-install Win11 (4 times in the last 12 months due to new PCs, forced upgrades, etc.) I have needed a full week before everything is to my (near) satisfaction, whereas with MacOS it's just these 5 toggles and bam, I can read things again.